A mortgage investment platform that gives everyday Canadians an advantage.
Access high-yield mortgage rate returns while we do the (mortgage) work.
Morcado™, a True North company, is an innovative, fintech mortgage investment platform that allows simple, direct investing for high-yield returns.
Easily self-direct your investments, choosing from curated mortgages and details provided (such as return rate, term length, and credit standing). Reduce risk and balance returns by spreading investment funds across multiple properties.
Watch fixed, passive returns roll monthly into accounts you designate — and use them as extra income or reinvest to grow your wealth.
True North has helped you save money on mortgages. And now, Morcado helps you build wealth through mortgages.
True North Mortgage has years of experience providing exceptional mortgage service, both as a broker and a lender (through our in-house, CMHC-approved THINK Financial).
We created the Morcado investment platform to share our mortgage expertise and access — and provide the opportunity to invest directly in residential real estate without having to do the behind-the-mortgage work (that's our job).
The fully funded and vetted mortgages offered on the Morcado platform are high-yield, short-term financing products, meaning they carry higher rates than traditional mortgages.
As an investor, you become a lender — your investment amount is applied directly to the mortgages selected (like a bank) and you get interest-rate returns (like a bank).
The high-yield return rate listed for a mortgage is the rate you get, much different than a MIC (Mortgage Investment Corporation), which pools funds and carries extra costs that can water down the returns.
Morcado's secure investment infrastructure, backed by True North expertise, allows flow-through of the income generated for your higher returns — with no trading fees and a low annual fee.*
*All investments come with certain risks, as do mortgages available on the Morcado mortgage platform. Morcado adheres to strict requirements and regulations in offering and managing mortgages for investment. Contact a licensed Morcado Mortgage Investment Advisor for more details.
Potential risks associated with mortgage investment include principal loss, market volatility, and non-guaranteed returns. Past performance does not guarantee future results.
