Our 2.99% 6-Mo Fixed is the lowest mortgage rate available in Canada.

Morcado

A True North Mortgage Company

Morcado™ joins the True North ranks in offering Canadian mortgage innovation.

Direct residential mortgage investment — now available.

True North Mortgage has helped you save money on mortgages and now brings you Morcado™ — a first-to-market innovation — to help you build wealth through mortgages.

Morcado is a fintech mortgage investment platform. It's backed by True North's exceptional reputation for technological development and client service, its team of salaried mortgage brokers, and a strong mortgage underwriting and servicing history through in-house lender THINK Financial.

“Morcado was designed to offer the most favourable rate vs. risk profile of any interest-bearing investment in Canada."

– Dan Eisner, Founder and Director of Morcado, and Founder and CEO of True North Mortgage and THINK Financial

A new way to invest.

Morcado allows everyday Canadians to select and invest directly in qualified syndicated mortgages (aka residential, non-commercial property mortgages with multiple participating lenders), previously only available to private investors.

True North is all about mortgages. So why not help people earn mortgage returns like banks do?

Morcado investors can self-direct their investment in real estate where the behind-the-mortgage work is thoroughly managed.

The investor becomes a lender like a bank. Investment amounts are applied to the mortgages selected and generate interest-rate returns — like a bank.

Attractive, fixed, passive income is received monthly without tenant hassles or private-lending headaches.

From True North Mortgage to Morcado to our investors, it's a (mortgage) direct line to growing wealth.

Currently, the fully funded and vetted mortgages offered on the Morcado platform are high-yield, short-term financing products, meaning they carry higher rates than traditional mortgages.

Its secure investment infrastructure allows flow-through of the income generated for your higher returns, with no trading fees and a low annual fee.*

Morcado is a supporting member of the Responsible Investors Association (RIA), believing in creating a positive social impact by providing access to non-traditional mortgage solutions at fair market rates.

*All investments come with certain risks, as do mortgages available on the Morcado mortgage platform. Morcado adheres to strict requirements and regulations in offering and managing mortgages for investment. Contact a licensed Morcado Mortgage Investment Advisor for more details.

Learn more on the Morcado website.