Why a bigger down payment can result in a higher rate.
Despite the higher rate, you'll still likely save more on your mortgage.
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A new loan-to-income cap? How it might affect you.
You may need to adjust your 'dream home' buying expectations.
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Mortgage Stress Test: What is it and how does it work?
You have to be able to handle higher payments as a buffer for affordability.
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Posted Rates vs Actual Rates
Is the rate you see the rate you (can) get? Not always, but here's why.
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What is a mortgage finance corporation?
A focus on residential mortgages gets you your best rate and service (with us).
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(Buh-Bye) First-Time Home Buyer Incentive
This CMHC program has been discontinued as of March 21, 2024. Here's what you need…
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How does different debt affect your approval?
Have debt? You're not alone. Here's how lenders weigh your debt when approving a mortgage.
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Variable vs Fixed Mortgage Rates
Which rate type works best for you, variable or fixed? Some pros and cons to…
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Proof that our rates are lower.
Our rates are 0.20% lower on average compared to everyone else. Prove it? Okay!
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