Affordability | True North Mortgage

Proof that our rates are lower.

Proof that our rates are lower.

Our rates are 0.20% lower on average compared to everyone else. Prove it? Okay!

Thinking of a winter getaway home?

Thinking of a winter getaway home?

The winter recreational market is cooling — is it time to find a deal?

Insured mortgage? Switching just got easier.

Insured mortgage? Switching just got easier.

Removal of the mortgage stress test can help you find a better deal.

Have you hit your trigger rate?

Have you hit your trigger rate?

If your variable rate has fixed payments, here's how to avoid (mortgage) trouble ahead.

What is an Adjustable-Rate Mortgage?

What is an Adjustable-Rate Mortgage?

Payments that change along with the prime rate may be better for your mortgage savings.

Have to renew before rates drop?

Have to renew before rates drop?

So much for timing. What choices can save you the most?

Can you recast your mortgage?

Can you recast your mortgage?

Cast ahead after pre-paying your principal — and reel in lower payments for a budget…

Have variable rates peaked?

Have variable rates peaked?

After an arduous rate rise — are there savings to snag on the climb down?

Mortgage Down Payments

Mortgage Down Payments

Want to buy a home? You'll need at least 5% down. But wait, there's more.