Airdrie Mortgage Brokers

A better way to get a mortgage.

Our True North Mortgage brokers are unified, salaried and non-commissioned. That means you get free, unbiased advice no matter what mortgage help you're looking for — your first home, next home or a renewal or refinance.

Every mortgage is different. Friendly and highly trained, your expert broker knows your area and can secure the lowest mortgage rate and the best options for your unique situation. If you go to your bank, you only get access to their one-size-fits-all mortgage and the rate they feel like offering you.

We do huge volume, which allows us to pass along a rate discount — in some cases, even with your bank.

Have mortgage complexity that a big bank won't help you with, like non-traditional income sources or to consolidate debt? We have the flexibility to help find a stress-free short-term solution.

A few minutes with us can help you save thousands! There's no obligation to get our help, and you won't find better mortgage service anywhere in Alberta.

Unlock your true mortgage savings — with True North.

Obsessed with your best rate.

We exist to provide you with a better option than being 'held captive' to bank rates, and we're heads-and-tails better than an 'online-only' mortgage website. Your best rate can save you thousands over your term and mortgage life — and we regularly beat competitors' rates by 0.20% on average (here's the proof).

The best mortgage brokers with the most reviews.

We love mortgages, and our clients agree (especially when it comes to saving them a pile of cash). We have over 15,000 5-star happy-client reviews — the most in the business by far. We're proud to help you save and reach your goals, and be with you on your mortgage journey for as long as you need us.

Tech support that simplifies.

Getting a home is a major milestone, and with our top-notch tools and tech, we make it easier than ever. Our easy online application form, modern calculators, and state-of-the-art client service system supports the human-expert side of your process for a simple, seamless mortgage experience.

Unbiased, free and no obligation — advice you can trust.

Your expert broker puts your mortgage needs first for free and unbiased advice in your preferred language. We understand how stressful the mortgage process can be, so let us take the hassle out of it and do all the haggling with the lenders for you.

Don't hesitate – contact us today, and you may save thousands! Want an expert TNM broker to call you? Schedule a call-back here at a time that works for you.

Airdrie's Best Mortgage Rates

Your best mortgage rate in Canada.

We work with multiple accredited lenders to find your best rate and product, and then pass along a volume discount that can lower your rate (even from your own bank). Plus, our in-house lender, THINK Financial, offers rates that are 0.20% lower compared to big banks and other MFC lenders — so it's worthwhile to talk to us to see how much we can save you and lower your mortgage payments.

Should you choose a fixed or variable mortgage rate?

We take you through the details to decide the best rate and term for your needs — everyone is different! Big banks often offer static variable payments, and our in-house lender offers floating payments (because we don't want your mortgage amortization getting off-track). For those who want absolute budget certainty during their term, a fixed rate is typically the choice.

Your best rate is paired with more flexible options.

Our highly trained brokers help you save (mortgage) money across the board by ensuring you have transparent and flexible mortgage options to go along with your great rate — without any hidden fees or restrictions. That way, you won't run into unexpected costs and can potentially pay off your mortgage faster, saving you thousands in interest over time.

Act now to lock in your rate.

Looking for a home or to renew or refinance? Rates are always on the move, so it's best to hold your rate as soon as you're thinking about it. We can often lock in your rate for up to 4 months, depending on the lender.

Get a helpful renewal reminder here!

Airdrie: Housing market expecting halt on price slides.

Offering friendly, small-town amenities just outside Calgary, Airdrie's 2023 population is over 85,000. Its housing market is expected to hold firm, with incoming demand and lower inventory stabilizing prices.

Here are some helpful mortgage topics and tips for Airdrie and area:

• Housing Stats
• Pre-Qualified vs Pre-Approved
• What is an insured mortgage?
• Should you skip a home inspection?
• Are you worried about your renewal?
  
• How Government Bond Yields Relate To Mortgage Rates
  
• Watch Out For Mortgage Traps
• How does different debt affect your approval?
  
• Payment Frequency, Explained
  
• Alberta Historical Mortgage Rates