Edmonton Mortgage Brokers

Get a great mortgage, with a smile.

We love saving you a pile of cash. But even more than that — we love giving you an easy, simple mortgage experience while outlining many other benefits you probably didn't realize were out there.

For example, if you're a first-time home buyer, several programs and rebates may be available to you to get help get you into the market or save some cash. Own a business? Mortgage qualification can work differently for you, and we'll outline your specific lender requirements.

What else? We can help you with so much more:

• Need a short-term mortgage solution that a big bank won't help with?
• Which rate is better for you, a variable or fixed?
• What payment type helps you save more?
• Thinking about getting a mortgage for a rental property?
• What privileges or penalties are in your mortgage fine print?
• Want an easy, go-with-you online mortgage application?

We're unified and salaried and only have eyes for you. In contrast with the limits of a bank teller or a purely-digital platform, we have a full-service approach that feels easy and seamless, and the training, expertise, and next-level tech to help you reach your mortgage goals.

True North Mortgage cares about helping you save.

We started out as a better alternative than the big banks for getting your rate and mortgage. Now, with over 11 store locations (and counting), we continue to challenge the industry by offering unbeatable service and money-saving options.

Over 15,000 5-star reviews

We focus on providing better rates and mortgages. That's impressed the most important people in the world to us — our clients. Check out what they say about us. We have more positive reviews than any bank or online platform, because we've got this mortgage-savings thing down to a fine art.

Your best rate is our obsession.

We have strong relationships with several accredited lenders, and have our own CMHC-approved lending arm, THINK Financial, to ensure you have access to your best rate and right mortgage fit. And because of our huge volume, we can pass a rate discount along to get your rate lower (you'll need to qualify through the federal stress test).

It's a no-brainer to talk to us.

Free and with no obligation, it's easy to get your fast pre-approval online or through one of our expert brokers to see what we can do for you.

You can find a broker in your preferred language if needed, or walk into a store or pick up the phone — we're here for you across Canada with convenient hours to fit your busy life.

Edmonton's Best Mortgage Rates

Why are our rates lower?

Typically about 0.15% lower than big banks, we pass along our volume discount for your lower rates. Plus, our highly trained brokers are independent yet salaried to provide unified service that includes checking your lender options for your best rate.

Which rate should you choose?

Choosing between a variable or fixed rate means looking at your financial goals, whether you'll want a change in the short term, and your appetite for risk. We can show you the numbers and take you through the pros and cons to help you decide.

Hold your rate today!

Rates are changing. Get your pre-approval today to hold your rate for up to 4 months (depending on lender). If rates go up in that time, your rate is protected during that time frame (for variable rates, the lender discount is held). If they go down, your rate will be adjusted to reflect the decrease. Getting a renewal or refinance? Call us today to check on your rate.

Edmonton: An affordable market with steady growth

Edmonton, the prospering capital city of Alberta, has a population of over 1,047,000. The Edmonton-area housing market has seen steady pricing and demand and is considered a more affordable Canadian market compared to other large centres.

Here are some helpful mortgage topics and tips for the Edmonton area:

• Housing Stats
• Pre-Qualified vs Pre-Approved
• What is an insured mortgage?
• Should you skip a home inspection?
• Know the Risks of a No-Conditions Offer
• How are mortgage rates set?
• Watch Out For Mortgage Traps
• How does different debt affect your approval?
  
• Payment Frequency, Explained
  
• Alberta Historical Mortgage Rates