London ON Mortgage Brokers

On the right path to saving thousands.

Tired of negotiating with banks for a lower mortgage rate? Our friendly brokers do the shopping for you. On average, we save our clients over $3,000 — sometimes as much as $15,000 or more, depending on your details!

We put you first with unbiased, transparent advice.

Don't be fooled by 'ultra-low' rates online, which can come with hidden fees and restrictions — costing you more when you least expect it. We help you see the mortgage fine print and find the most flexible options for your needs — and we're here if you need to revisit your budget needs to save more along the way.

Whether you're a first-time homebuyer, need to renew or refinance, or want to buy an income property, we have the strategies, tools, and expert advice to help you reach your financial goals.

Come home to your best mortgage at True North.

We started our journey over 16 years ago to give everyday Canadians a better choice than having to get a mortgage at a big bank.

Here we are, over $20Bin funded mortgages later, our own in-house, CMHC-approved lender, THINK Financial, and with the most 5-star reviews in the mortgage industry (by far) compared to any competitor.

We must be doing something right:

• Your best mortgage rate, sometimes even from your own bank
• Thousands of products that we quickly zero in on for your perfect fit
• Transparent, unbiased advice from non-commissioned brokers who are rigorously trained
• Better mortgages that come with flexible options to help you save more
• Apply with us online, over the phone, at a store near you, or through our chatbot, Morgan
• Great tech and tools that streamline and support your human broker connection
• One of Canada's top brokerages
• Over 15,000 5-star reviews from our happy clients
• Here for your personalized mortgage journey, now and later

Here's another convenient way to get in touch: Schedule a convenient time, and we'll call you back!

London's Best Mortgage Rates

The best mortgage rates, always.

We're obsessed with providing your best rate (for which you qualify). Your bank will offer your 'best' rate that's typically higher because they 'bank' on your loyalty and all the other products they offer (which is why their service isn't solely focused on your mortgage, either).

Your rate type matters, too.

Variable or Fixed? When it comes to choosing your mortgage rate, it's all about risk tolerance. Opt for a variable rate and enjoy (usually) lower interest costs, but be prepared for the possibility of rising interest and payments.

On the other hand, a fixed rate may come with a higher price tag, but it ensures budget certainty and fixed payments for your term. We'll outline the details of each option so you can make an informed decision.

Lock in your rate today!

With mortgage rates on the move, give us a shout if you're in a mortgage frame of mind. We can quickly lock in your low rate (for up to 120 days, depending on the lender) so that you have time to breathe while you house-shop or think about your best renewal options.

Worried you'll run out of renewal time? Get a friendly reminder here to help to make sure you call us early for a better rate!

London: Housing market cooling down.

At the confluence of the Thames River in Southwestern Ontario, London's population is currently over 519,000 in 2023. Its housing market is expected to continue a cool-down after home prices soared last year.

Here are some helpful mortgage topics for tips and advice for the London area:

• Housing Stats
• Blind vs Open Bidding
• How much do you need for a down payment?
• Should you skip a home inspection?
• Early Renewals
• Watch Out For Mortgage Traps
• How does different debt affect your approval?
• How are mortgage rates set?
• Ontario Historical Mortgage Rates