Saskatchewan Mortgage Rates

Save thousands the easy way — with your lower mortgage rate in SK.

Homes and mortgages go hand-in-hand to get you into your dream home, or to buy a second home or an investment property. But it's important to save the most to reach your goals sooner and with less stress on your monthly budget.

We're obsessed with saving you more on rates and offering you a better choice than just settling for what your bank offers you. In fact, our rates are 0.18% lower on average compared to the competition (and have been for years).

We have strong relationships with a large network of lenders, so we're able to access a volume discount AND pass it directly on to you to lower your rate (for which you need to qualify through the federal stress test) — sometimes from your own bank.

Plus, you'll save more with a better mortgage to go with your great rate. We offer free, unbiased advice and fit you with the right product for your situation — whether your details and needs are straightforward or complex. You'll get personalized mortgage service from beginning to end for a simple, stress-free process.

Call us today, or apply online now to save more with your great rate.

Don't wait, we can hold your rate.

Rates can change quickly, and it only takes a few minutes for one of our friendly expert mortgage brokers to hold your rate for whatever you need — a pre-approval, renewal, or refinance.

We can hold your rates for up to 120 days (depending on the lender), and we'll ensure you get the flexible options you need for your mortgage future, to save even more.

Your best rate, with service that puts you first.

Our expert mortgage brokers work closely with you to understand your individual needs, in your preferred language. Not all advertised rates are available to everyone, so we'll help stress-test your finances and outline a better picture of what you can expect — with no obligation or cost.

We're salaried and non-commissioned, and have strong relationships with several accredited lenders. That means you get unbiased advice for the right mortgage that fits you, not the lender.

Our personalized mortgage service beats out the competition again, for over 15,000 5-star reviews from very happy clients. Give us a shout! No matter where you are in Saskatchewan, we're here to offer you a better mortgage experience.

Beneath Living Skies: Housing markets holding their own (so far).

Saskatchewan's housing markets started 2025 with a slight increase in January home sales of 1.2% compared to last year, but with less inventory to choose from, home prices went up.

SK centres such as Swift Current, Moose Jaw, Battlefords, and Prince Alberta saw home-sale increases varying from 38% to 9%, with sales declines in Regina, Saskatoon, and Yorkton ranging from 9.0% to 2.5%.

The real story is the province's average January home price — which shot up by 11.2% to $334,556 in one of the coldest months of the year. Prices increased in Yorkton, Battlefords, Regina, Saskatoon, and Moose Jaw, with gains ranging from 46% to 6%. Only two centres logged price declines: Swith Current and Prince Alberta (by 9.7% and 3.4%).

Despite the home price gains, Saskatchewan boasts noteworthy home affordability compared to expensive markets like Vancouver, Calgary, and Toronto).

This province remains a strong seller's market, as shown by the high provincial SNLR (sales-to-new-listings ratio) of 71%.

For home buyers and owners, uncertainty looms amid the current U.S. trade war, including its impact on interest rates. If rates go lower, will it entice more to buy or sell as spring approaches?

Data Source: Sagen Housing Market Updates