The best mortgage rates in Canada.

Who wants to save thousands? Or have a more flexible mortgage solution? Our guess is you.

Get your BEST rate and better mortgage fit thanks to our exceptional 5-star service. Watch your savings add up and your stress ease down.

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The lowest mortgage rates around.

Canadians (like you) are looking for relief from today’s volatile rates.

Our low-rate, short-term Rate Relief® product can offer you 6 months of budget room to cope with extras, like closing costs and home expenses. You’ll be able to lock into a great rate and flexible mortgage for your next term.

Learn more about Rate Relief

It's time for a cash-happy mortgage.

What makes your piggy bank smile? Your best mortgage rate to help you save lots of money. And what makes you, our client, smile? Getting the right mortgage solution to go with it.

Our volume discount gives you better rates on identical mortgages or premium products, even from your own bank. And our expert brokers provide flexible options to save money, time and stress.

Talk to us — it's a no-brainer. Your piggy bank will thank you.

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Don't fit the mortgage mould? Compass can help.

Introducing Compass Mortgage™ — an alternative mortgage product designed for greater approval flexibility to fit you where you live.

When traditional lenders won't bend, we consider a broader set of application details, including non-traditional income sources, extended income ratios, and more complex financial situations.

Unbiased, expert advice. Completely free.

Mortgages can be stressful. Our crazy-good experts make it easy. Whether you apply online or stop by, you get a real person who cares about getting your best mortgage.

We're unified, highly trained and salaried for unbiased advice. And there's no cost or obligation while we deal with the lenders and details for you. It's a relationship for a lifetime of mortgage help — anywhere you are in Canada.

Have a ton of questions? We're ready for that (it goes hand-in-hand with saving you a pile of cash).

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Online, in-store & over the phone

We're here for you. Get the right advice for the largest financial decision of your life.

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Talk to a broker in your preferred language

Making mortgages easy breezy for over 20 years.

We've been happily giving our clients better rates, the easy way, for many (mortgage) years. Meanwhile, big banks charge higher rates and fees, and online-only startups can't begin to match our savings service. We're still here, making light work of your mortgage.

Try our famous mortgage calculators!

Trusted in Canada with the most 5-Star Reviews in the Industry.

We're closing in on 20,000 5-star reviews. Better mortgages are all we do, and providing you with unbeatable service is our top priority. Let our (apparently very happy) clients do the talking — check out what people are saying about us.

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From start to finish this was an exemplary experience. With sensitivity, caring, and expertise, Martin supported and guided us through a process that we were initially very anxious about. We quickly realized we were in the best of hands with Martin and True North and truly cannot say enough about what a positive experience it was. Our process was seamless. We would give the highest recommendation for Martin and True North! Thank you so much!
– Julie from ON, August 2026

Working with Avneesh Singla was absolute pleasure! Buying a home can be overwhelming, but Avneesh is knowledgeable throughout the home-buying process. He guided us through the process, ensuring we got the best deal. If you’re looking for a phenomenal agent, we highly recommend Avneesh Singla at True North Mortgage!
– Romylyn from AB, August 2026

We had an excellent experience working with John at True North Mortgage. This was our first refinance, and he guided us through every step of the process with professionalism, patience, and clear communication. He made what could have been a stressful experience feel smooth and straightforward, and we closed without any issues. Thank you, John, for all your help and support. We highly recommend John and True North Mortgage to anyone looking for a knowledgeable and reliable mortgage broker!
– Lena from ON, July 2026

We had a great experience working with Manoj from True North Mortgage for our mortgage renewal. He was professional, knowledgeable, and responsive throughout the process. He explained our options clearly and helped us secure a renewal that met our needs. We appreciated his guidance and would gladly recommend him to anyone looking for mortgage services. Thank you, Manoj!
– Asvin from ON, July 2026

Mayank Chhabra was amazing and very professional all throughout the process of helping us get the best mortgage rate for me and my sister. We highly recommend him at True North, you will not be disappointed. He is very knowledgeable, patient, and looks for the client’s best interest. Also, it was always easy to communicate with him. Such a reliable agent, we truly appreciate you Mayank and thanks for all your help.
– Lydia from AB, June 2026

We’ve helped Canadians arrange over $34 billion in mortgages.

Big-volume brokerage. One brand. Canada-wide.

True North Mortgage gives you a single point of access to the best possible rates from multiple lenders. To get your rate even lower, we regularly buy down your rate, sacrificing what we make to pass it on to you.

Easily get a better rate than your bank, from your bank