The best mortgage rates in Canada.

Who wants to save thousands? Or have a more flexible mortgage solution? Our guess is you.

Get your BEST rate and better mortgage fit thanks to our exceptional 5-star service. Watch your savings add up and your stress ease down.

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The lowest mortgage rates around.

Canadians (like you) are looking for relief from today’s volatile rates.

Our low-rate, short-term Rate Relief® product can offer you 6 months of budget room to cope with extras, like closing costs and home expenses. You’ll be able to lock into a great rate and flexible mortgage for your next term.

Learn more about Rate Relief

It's time for a cash-happy mortgage.

What makes your piggy bank smile? Your best mortgage rate to help you save lots of money. And what makes you, our client, smile? Getting the right mortgage solution to go with it.

Our volume discount gives you better rates on identical mortgages or premium products, even from your own bank. And our expert brokers provide flexible options to save money, time and stress.

Talk to us — it's a no-brainer. Your piggy bank will thank you.

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Don't fit the mortgage mould? Compass can help.

Introducing Compass Mortgage™ — an alternative mortgage product designed for greater approval flexibility to fit you where you live.

When traditional lenders won't bend, we consider a broader set of application details, including non-traditional income sources, extended income ratios, and more complex financial situations.

Unbiased, expert advice. Completely free.

Mortgages can be stressful. Our crazy-good experts make it easy. Whether you apply online or stop by, you get a real person who cares about getting your best mortgage.

We're unified, highly trained and salaried for unbiased advice. And there's no cost or obligation while we deal with the lenders and details for you. It's a relationship for a lifetime of mortgage help — anywhere you are in Canada.

Have a ton of questions? We're ready for that (it goes hand-in-hand with saving you a pile of cash).

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Online, in-store & over the phone

We're here for you. Get the right advice for the largest financial decision of your life.

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Making mortgages easy breezy for over 20 years.

We've been happily giving our clients better rates, the easy way, for many (mortgage) years. Meanwhile, big banks charge higher rates and fees, and online-only startups can't begin to match our savings service. We're still here, making light work of your mortgage.

Try our famous mortgage calculators!

Trusted in Canada with the most 5-Star Reviews in the Industry.

We're closing in on 20,000 5-star reviews. Better mortgages are all we do, and providing you with unbeatable service is our top priority. Let our (apparently very happy) clients do the talking — check out what people are saying about us.

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True North obtained an excellent rate for me, and I'd recommend this brokerage company to anyone looking for a mortgage. I also want to credit Mohammad Chowdhury for providing excellent service during my recent property purchase. He was responsive, professional, and very knowledgeable about mortgage options and processes.
– Erin from AB, October 2026

We worked with Mohammad Allan, who was able to get us the best rate possible for our renewal (even better than being a bank employee!) He answered my million questions with patience and made this stressful situation better. We can’t recommend him enough!
– Donna from ON, October 2026

I recently got a mortgage from True North, and my agent was William Dang. William was simply great. He got me a great rate and was a great help through every step. The most important part for me was how accessible he was. I find that with a lot of businesses, it can be so challenging just to speak to a person. Never the case with William. He always answered the phone or returned my call very quickly, even after hours. Thanks, William.
– Kreg from ON, October 2026

My experience with True North Mortgage was great. They offered fantastic rates that were much better than any conventional bank. Raj Parikh is extremely proficient in his work. He provided us with a pre-approval letter within just two days, and the final mortgage approval was remarkably quick. He made the entire process seamless by handling all of our questions and requirements promptly. We are very grateful for all his help and highly recommend Raj and True North Mortgage!
– Bhumi from MB, September 2026

Miloni Madhavani was great to work with for our mortgage renewal! She helped us get a good rate and was quick to answer our questions along the way.
– Kelly from BC, September 2026

We’ve helped Canadians arrange over $37 billion in mortgages.

Big-volume brokerage. One brand. Canada-wide.

True North Mortgage gives you a single point of access to the best possible rates from multiple lenders. To get your rate even lower, we regularly buy down your rate, sacrificing what we make to pass it on to you.

Easily get a better rate than your bank, from your bank